Meet Our Founder & Certified Medicaid Planner
Guiding Hudson Valley Families with Compassion, Dignity, & Uncompromising Advocacy
Founded by Victoria Camerati, Certified Medicaid Planner (CMP), Hudson Valley Senior Advocates was built on a single promise: protecting family dignity, lifetime savings, and quality care through complex New York Medicaid transitions.
- Over 5+ Years Multi-State & NY Experience
- Certified Medicaid Planner (CMP)
- Serving All Hudson Valley Counties
- Independent & Flat-Rate Transparent Pricing
Owner, Founder & Lead Case Director
A Steadfast Ally for Aging Adults and Caregiver Families
Victoria has more than five years of experience helping families navigate the complex Medicaid planning process across multiple states, with her recent casework focused exclusively on New York.
Recognizing the growing challenges facing the Hudson Valley’s aging population—from navigating strict 5-year lookback audits to managing sudden nursing home placements—she founded Hudson Valley Senior Advocates to provide seniors and adult children with knowledgeable, deeply personal advocacy.
She believes every successful plan begins with listening carefully, understanding each family’s goals, and developing a personalized strategy for their unique circumstances. Her approach removes the panic of sudden healthcare diagnoses and transforms bureaucratic obstacles into clear, actionable steps.
“For me, Medicaid planning is never just paperwork—it is about protecting dignity, preserving family security, and ensuring your loved ones access the exact care they need without financial ruin.”
Our Core Values
The Three Pillars of Our Advocacy Philosophy
Eldercare is inherently personal. We combine deep technical knowledge of New York Medicaid rules with genuine human empathy.
Pillar 01
Compassion First
Listening with empathy during stressful medical crises, sudden hospital discharges, and dementia care transitions. We meet families where they are, without judgment or haste.
Supportive, unhurried guidance
Pillar 02
Meticulous Regulatory Precision
Navigating New York DOH regulations, county DSS examiners, and 60-month forensic financial audits to prevent unnecessary penalty periods and secure timely approvals.
Comprehensive asset protection
Pillar 03
Collaborative Ecosystem
Partnering seamlessly with families' elder law attorneys, financial advisors, geriatric care managers, and local county agencies to create unified care defense.
Multi-disciplinary advocacy
5 out of 5 stars
“Saved Our Family Home in Kingston”
“When my mom suffered a stroke, the nursing home demanded $15,200/month. Victoria stepped in, audited 5 years of accounts, addressed gifts from 2021, and had mom approved without selling our family home.”
5 out of 5 stars
“Home Care Hours We Didn't Know Existed”
“Dad wanted to stay in his Beacon home. Victoria guided us through Community Medicaid and set up a Pooled Income Trust so dad's pension went toward his actual living expenses while getting 40 hours of home care weekly.”
5 out of 5 stars
“Calm Guidance in an Overwhelming Crisis”
“Receiving a 10-day audit demand letter from DCFS was terrifying. Victoria knew the exact examiner, drafted the clarification memos, and had the case approved before any penalty was issued.”
Professional Collaboration
A Trusted Partner for Elder Law Attorneys & Care Coordinators
Hudson Valley Senior Advocates operates as an independent planning consultancy, not a law firm. We handle the labor-intensive casework, 60-month banking audit document retrieval, and day-to-day county DSS caseworker follow-up, freeing attorneys to focus purely on legal strategy, trusts, and deeds.
- Zero legal conflict: We never practice law or draft legal instruments
- Seamless document packets prepared to county DSS specifications
- Dedicated liaison for geriatric care managers & hospital discharge units
- Direct referral partnership for Hudson Valley regional practitioners